Yesterday, Ms. Liu reflected to this newspaper: "I bought a financial investment linked insurance, 7 3 a year or more. $ 4 million, and now it ' shrink ' premiums and 20%. ”
Ms. Liu said that in March 2001, ping an insurance salesman to sell insurance, that 20 years later to return 40 million. Her husband for the five investment-linked insurance. 7 years has had 3. $ 4 million. "As our service sales almost every year. Not only did we develop financial planning, and sometimes even the calls are not answered. "Ms. Liu's services very unhappy with the salesman, intend to give up the insurance in whole. The consultation found that the surrender can only get 2. 07 million dollars, but also to deduction of 2% of the cost.
Journalists came to ping an life insurance co., Ltd. Jinan branch, Advisory Director Zou v. Yong said that, in accordance with the contract, Ms. Liu handed premiums have 30% more for the purchase of life insurance, for the financing of only 2. 1 million. Ms. Liu, if surrender as a part of life insurance premiums will not be refunded, she can get 2 in total. 7 million. "At first when you buy insurance salesman didn't make it clear that I thought all of the money used for financial management. "Liu said.
One of the industry, some investments and life insurance, the combined will follow after the expiration of the contract, return of a certain proportion of the premium. However, if the combination insurance does not expire will surrender nor refund of premium life insurance section. Therefore, the public insurance coverage before a detailed view of the insurance contract.
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